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FHA loan program requiring only verification of employment (VOE) - no pay stubs or W-2s needed. Fast, seamless experience with 14-day or faster closings.
Key Features:
- ✓Zero pay stubs required
- ✓Zero W-2s required
- ✓Close in 14 days or faster
+3 more features
Min Credit
620
Down Payment
3.5%
Close Time
14 days
FHA loan program requiring only 18 months of profit & loss statements prepared by a bookkeeper or tax pro. No pay stubs or bank statements needed.
Key Features:
- ✓18 months P&L prepared by a bookkeeper or tax pro
- ✓No pay stubs required
- ✓No bank statements required
+3 more features
Min Credit
620
Down Payment
3.5%
Close Time
21 days
FHA/ITIN solution for borrowers who can't qualify anywhere else. Accepts credit scores down to 520 (even post-bankruptcy) with only 3 months of bank statements required.
Key Features:
- ✓Follows FHA guidelines
- ✓Only 3 months of bank statements required
- ✓Credit scores down to 520 - even post-bankruptcy
+3 more features
Min Credit
520
Down Payment
3.5%
Close Time
30 days
