SBA Loan Programs
Professional flyers for SBA 7(a), SBA 504, and SBA One-Close Construction financing
SBA 7(a) Loan Program
The Most Popular & Flexible SBA Loan
Up to $5 Million
SBA 7(a) loans are the most versatile financing option for small businesses. Perfect for purchasing equipment, real estate, or covering working capital needs.
📊 Loan Terms
Interest Rate
Prime + 2.25% - 2.75%
Loan Term
Up to 25 years
Down Payment
As low as 10%
✅ Key Benefits
- ✓Working capital for daily operations
- ✓Equipment purchases & real estate acquisition
- ✓Refinancing existing business debt
- ✓Business expansion & renovations
- ✓Flexible use of funds
- ✓Up to 25-year terms
🚀 Application Process
- 1Submit financial documents & business plan
- 2SBA approval & underwriting review
- 3Close and receive funds in 45-60 days
Ready to Get Started?
Contact Pacific Rate today for a free consultation
📞 (630) 332-9115
📧 support@pacificrate.com
🌐 www.PacificRate.com
Pacific Rate | NMLS #329956 | Licensed Mortgage Broker
SBA 504 Loan Program
Fixed-Rate Financing for Real Estate & Equipment
Up to $15 Million
SBA 504 loans provide long-term, fixed-rate financing for major assets like real estate and equipment. Ideal for owner-occupied commercial properties.
📊 Loan Terms
Interest Rate
May be below 7% (subject to qualification)
Loan Term
20-25 years
Down Payment
As low as 10%
✅ Key Benefits
- ✓Fixed-rate financing for 20-25 years
- ✓Purchase commercial real estate
- ✓Finance heavy equipment & machinery
- ✓Build or renovate facilities
- ✓Low down payment (10%)
- ✓Long-term rate protection
🚀 Application Process
- 1Apply with Pacific Rate & CDC partner
- 2Property appraisal & environmental review
- 3Close in 60-90 days with fixed rates
Ready to Get Started?
Contact Pacific Rate today for a free consultation
📞 (630) 332-9115
📧 support@pacificrate.com
🌐 www.PacificRate.com
Pacific Rate | NMLS #329956 | Licensed Mortgage Broker
SBA One-Close Construction Financing
Land Acquisition • Development • Construction — One Closing
Up to $5.5 Million
Replace the traditional three-closing process (land loan, construction loan, permanent refinance) with one streamlined closing. Perfect for owner-occupied commercial real estate projects nationwide.
📊 Loan Terms
Interest Rate
Blended rates (may be below 7%)
Loan Term
Up to 25 years
Down Payment
As low as 10%
✅ Key Benefits
- ✓One close instead of three separate closings
- ✓Land acquisition, development, and construction in one loan
- ✓Construction-to-permanent SBA financing
- ✓Up to 90% financing (subject to SBA guidelines)
- ✓Long-term amortization up to 25 years
- ✓Blended rate structures that may be below 7%
🚀 Application Process
- 1Submit business plan & project details
- 2SBA approval & construction monitoring
- 3Automatic conversion to permanent financing
Ready to Get Started?
Contact Pacific Rate today for a free consultation
📞 (630) 332-9115
📧 support@pacificrate.com
🌐 www.PacificRate.com
Pacific Rate | NMLS #329956 | Licensed Mortgage Broker